PM Fasal Bima Yojana CSC se Apply — 2024 Guide
Pradhan Mantri Fasal Bima Yojana (PMFBY) farmers ke liye fasal insurance scheme hai. Flood, drought, pest, hail — kisi bhi natural calamity se fasal kharab hone par insurance claim milta hai. PM Fasal Bima Yojana CSC apply karke apni fasal secure karein.
PMFBY ke Fayde
- Kharif fasal: Sirf 2% premium
- Rabi fasal: Sirf 1.5% premium
- Commercial/Horticulture: 5% premium
- Baki premium sarkar deti hai
- Full sum insured milta hai fasal kharab hone par
Covered Risks
- Natural fire aur lightning
- Storm, hailstorm, cyclone, typhoon, flood
- Drought aur dry spell
- Pests aur diseases
- Localized risks (landslide)
- Post-harvest losses (up to 14 days)
Documents Required
- Aadhaar Card
- Bank account details
- Khasra/Khatauni (land records)
- Fasal details (crop type, area)
- Loan account number (agar KCC hai)
CSC se Apply Process
- Kharif ke liye July 31 se pehle, Rabi ke liye December 31 se pehle CSC par jaayein
- VLE PMFBY portal open karega
- Farmer registration form bharega
- Fasal aur land details enter karega
- Premium calculate hoga
- Payment (bank account se debit)
- Policy certificate milega
Claim Process
Fasal kharab hone ke 72 ghante ke andar:
- Insurance company ko toll-free number par suchit karein
- CSC se online claim form bharein
- Survey team field mein aayegi
- Claim assess hoga
- 15-20 din mein bank account mein paisa aayega
PMFBY Toll Free
Helpline: 1800-200-7710 (free call). Kisi bhi issue ke liye call karein.
Har kisan ko PM Fasal Bima Yojana CSC apply karna chahiye. Sirf 2% premium mein apni poori fasal secure karein.