Ayushman Bharat Card Apply Download Hospital List 2024

Ayushman Bharat Card 2024 — Apply, Download aur Hospital Mein Use Kaise Karein

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) duniya ki sabse badi health insurance scheme hai. Eligible parivaaron ko Rs 5 lakh per year tak ka cashless hospital treatment milta hai — bilkul free mein, kisi bhi empanelled private ya government hospital mein.

Is guide mein hum batayenge: eligibility kaise check karein, CSC se card kaise banwayein, card download karein, aur hospital mein kaise use karein.

Ayushman Bharat — Key Facts

• Coverage: Rs 5 lakh per family per year
• Beneficiaries: 50+ crore log (12+ crore families)
• Hospitals: 25,000+ empanelled (private + government)
• Diseases covered: 1,949+ procedures
• Premium: ZERO — completely free
• Family size limit: Koi limit nahi

Eligibility — Kaun Eligible Hai?

Eligibility SECC 2011 (Socio-Economic Caste Census) database se decide hoti hai:

Rural areas mein eligible hain:

• Kachcha ghar wale parivar
• SC/ST families
• Manual scavengers
• Landless agricultural households
• Bonded labour families

Urban areas mein eligible hain:

• Ragpicker, cobbler, street vendor
• Construction worker, plumber, painter
• Rickshaw/auto driver, domestic worker
• Sweeper, sanitation worker

Eligibility Check Kaise Karein

1. pmjay.gov.in par jaayein
2. “Am I Eligible” click karein
3. Mobile number enter karein, OTP verify karein
4. State select karein
5. Ration card number ya naam se search karein
6. Agar naam list mein hai toh “Eligible” dikhega

Ayushman Card CSC se Banwana — Step by Step

1. CSC par jaayein — Aadhaar card lekar
2. VLE PMJAY portal (beneficiary.nha.gov.in) open karega
3. Aadhaar number enter hoga
4. Biometric authentication (fingerprint)
5. Family members ki list dikhegi
6. Jis member ka card banana hai uska photo lega (webcam)
7. Digital card generate hoga
8. Print karein ya download karein

Fees: CSC typically Rs 30–50 service charge leta hai.

Ayushman Card Download — Ghar Baithe

1. beneficiary.nha.gov.in par jaayein
2. Mobile OTP se login karein
3. Family members list dikhegi
4. Download icon par click karein
5. PDF format mein card download ho jaayega

Ye digital card valid hai — plastic card zaruri nahi.

Ayushman Card Se Hospital Mein Kaise Milega Treatment

1. Empanelled hospital ka Ayushman counter dhundhein
2. Ayushman card + Aadhaar show karein
3. Hospital Ayushman portal par verify karega
4. Cashless admission hoga — koi deposit nahi
5. Treatment complete hone par discharge — koi bill nahi

Important: Emergency mein hospital seedha admit karta hai, Ayushman verification baad mein hoti hai.

Empanelled Hospital Dhundhna

• hospitals.pmjay.gov.in par search karein
• State, district select karein
• Speciality (cardiology, ortho, etc.) filter karein
• Nearest empanelled hospital list milegi

Covered Treatments (Major Ones)

Rs 5 lakh mein ye major treatments cover hoti hain:

• Heart surgery (bypass, valve replacement)
• Cancer treatment (chemo, radiation, surgery)
• Kidney failure (dialysis, transplant)
• Knee/hip replacement
• Normal aur C-section delivery
• Eye surgery (cataract, glaucoma)
• Covid-19 treatment
• Serious accidents/trauma

Naam List Mein Nahi Hai — Kya Karein

Agar SECC list mein naam nahi hai lekin eligible lagte hain:

• Ayushman Mitra se milein (hospital mein hota hai)
• State Grievance portal par complaint karein
• Jan Aushadhi Kendra ya CSC se help lein
• Helpline: 14555 par call karein

Kuch states ne apni expanded lists add ki hain — state health portal check karein।

Ayushman Plus (New States)

Kuch states ne coverage Rs 5 lakh se badhakar Rs 10-25 lakh tak ki hai:

• Rajasthan: Rs 10 lakh (Mukhyamantri Chiranjeevi)
• Chhattisgarh: Rs 10 lakh
• West Bengal: Rs 5 lakh (Swasthya Sathi)

Aksar Puchhe Jane Wale Sawaal (FAQ)