PMSBY Accident Insurance CSC se Apply — 2024 Guide
Pradhan Mantri Suraksha Bima Yojana (PMSBY) ek accident insurance scheme hai jisme sirf Rs 20 per year mein Rs 2 lakh tak accident cover milta hai. PMSBY CSC se apply karna bahut aasan hai.
PMSBY Kya Hai?
- Premium: Sirf Rs 20 per year (Rs 1.67 per month)
- Accidental Death: Rs 2 lakh
- Permanent Total Disability: Rs 2 lakh
- Permanent Partial Disability: Rs 1 lakh
- Age: 18-70 saal
Eligibility
- Age: 18 se 70 saal
- Savings bank account hona chahiye
- Aadhaar bank se link hona chahiye
CSC se PMSBY Apply Kaise Karein
- CSC par jaayein — Aadhaar aur bank passbook lekar
- VLE PMSBY enrollment form bharega
- Bank account se Rs 20 auto-debit consent dein
- Policy certificate milega
- 1 June se 31 May tak coverage
Claim Process
Accident ke baad:
- FIR (agar accident mein ho)
- Hospital discharge summary
- Bank mein claim form submit karein
- 30 din mein claim process hota hai
Death ke case mein nominee claim karta hai — death certificate + FIR + claim form submit karein.
PMSBY + PMJJBY Combo
Dono ek saath le sakte hain:
- PMSBY: Rs 20/year (accident Rs 2 lakh)
- PMJJBY: Rs 436/year (life Rs 2 lakh)
- Total: Rs 456/year mein Rs 4 lakh coverage
Ye duniya ki sabse sasti insurance combinations mein se ek hai.
Auto-Renewal
Har saal 25-31 May ke beech Rs 20 auto-debit hota hai. Renew karne ki jhanjhat nahi.
Sirf Rs 20 per year mein apna accident protection lein. Abhi CSC par jaayein aur PMSBY CSC se apply karein.